Apple’s new credit card arrived this week and will be available – to the qualified masses – later this month. If you’re an Apple fan looking to do less w/your physical wallet, and more w/your phone, you’re probably going to want this card. Among the many benefits, beyond the cool factor: you get daily cash – instantly – for every purchase you make (and can spend this cash right from your phone), there are no fees, and purchases are categorized by color, which makes it easy to see where your money is going–out da door! The card also boasts advanced security and privacy features. As for the interest rate, it’s variable, so that’s going to depend on your credit history. Bad credit = bad rate (as high as 24%, which is about the same as competing cards on the market).

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